Higher education costs are doubling every 6 years. Start planning today to ensure your child graduates debt-free from their dream university.
Dedicated portfolios designed to mature exactly when your child turns 18.
General inflation in India is around 6%. However, education inflation is skyrocketing at 10-12% per year. An MBA that costs ₹25 Lakhs today will easily cost over ₹75 Lakhs in 15 years.
Relying on traditional 'Child Plans' or FDs yielding 6% means your savings are mathematically guaranteed to fall short when it's time to pay the college fees.
We architect a balanced solution: Guaranteed-return Endowment plans for absolute capital safety, paired with Equity Mutual Funds to outpace education inflation, plus a Term cover to ensure the goal is funded no matter what.
The greatest gift you can give your child is a debt-free start to their adult life. By starting early, the monthly investment required to hit a ₹1 Crore target drops drastically due to compounding.
Calculate College CorpusWhether the goal is IIT in India or an Ivy League in the US, we factor in currency depreciation and local inflation to set accurate targets.
We use a mix of Large, Mid, and Flexi-cap Mutual funds for the accumulation phase (first 10-15 years) to capture high growth.
When your child turns 15, we actively move funds from volatile equity to safe debt to protect the corpus from a market crash just before admission.
Never have to tell your child they cannot attend their dream university because of a lack of funds.
Education loans come with massive interest burdens. Pre-planning saves lakhs of rupees in interest payments.
With proper term insurance integration, the education corpus is guaranteed even in the event of parental mortality.
Starting a ₹10,000 SIP when your child is born creates double the wealth compared to starting a ₹20,000 SIP when they turn 8.
A clear roadmap to admission day.
We estimate the future cost of domestic vs. international education applying a 10-12% inflation rate.
We create a dedicated mutual fund portfolio explicitly tagged for this specific timeline.
We align your life insurance policies to cover the exact projected shortfall in case of a tragedy.
3 years before college starts, we move the accumulated wealth into safe debt to protect the capital.
The Approach: We helped Rakesh restructure his portfolio. We retained his endowment plan as the safe foundation for his child's education, and added an ₹85,000/year SIP in high-growth equity mutual funds to beat inflation, along with a Term Plan for total security.
The Outcome: Over the 16-year horizon, assuming a 12% return, the mutual fund SIP is projected to generate over ₹42 Lakhs—nearly double the "guaranteed" amount of the old policy, perfectly matching the future cost of education.
Read More Success Stories →Schedule a 30-minute free education mapping session with Sathish M.